About Us

Seniors Laughing

About The Pittwater Partnership

Aged care is a complex and often emotionally demanding time for families, when they are required to also assess complex financial options.  How will your choices affect pension eligibility and Aged Care Fees? 

Should I keep the home or sell the home?  Will the home be exempt from the assets and income test?  How can I optimise pension eligibility? How can we achieve a better return on assets invested?

Talk to The Pittwater Partnership today about helping you and your family protect your parents assets and take care of your family.

Here for you at a very emotionally demanding time.

The Pittwater Partnership has the expertise you need.

John Saunders
Principal, Financial Planner & Aged Care Specialist

John is a Certified Financial Planner providing investment advice since 1997 and specialising in the Age Care and Retirement Village area since 2003.  He was the foundation adviser in Sydney for Aged Care Financial Services and Paul Clitheroe’s IPAC Financial Care.

The Pittwater Partnership commenced in 2010 with three staff, and is licenced under Advice Evolution, an Australian Financial service licensee, not owned by a major bank or insurance company.

He is experienced in guiding clients through the maze of Centrelink, DVA and Department of Human Services, Tax and Estate Planning issues when entering Aged Care or Retirement Villages..



  • Securities Institute of Australia.  Post Grad. Dip. Applied Finance and Investment (Superannuation and Funds Management Stream).
    F Fin. 

  • Diploma of Financial Planning.  CFP Status 1998

Elegant Female
Cathy Flynn
Office Manager & Aged Care Specialist